For first-time homebuyers, title insurance may be a foreign concept. The title insurance that people sign for as part of closing costs has to do with protecting the lender. However, buyers can also purchase title insurance to protect themselves. Understanding what...
Month: January 2021
Protecting your interests when buying a house
When you buy a home in New York, you may find that it helps you build wealth over time. The process involved is sometimes long and complicated, though, and it often involves both you and the seller advocating for your own interests. Per NerdWallet, contingencies are...
Where should you child custody transfer happen?
In a co-parenting arrangement, each parent often has scheduled parenting time. When this time begins and ends, it is necessary for one parent to meet with the other to exchange physical custody of the children. You should not leave the location of your custody...
Medicaid and the Assisted Living Program
While Medicaid does help cover the costs of nursing home care for those who meet the qualifications, you may prefer to live in an assisted living facility. This is frequently an option for people who cannot live alone but do not yet need the level of care that a...
How does a Medicaid spend down work?
If your parents have reached the stage of life where their age or health makes the need for future nursing home care a real possibility, you may wish to look into having them do a Medicaid spend down now. Why? Because today’s long-term care costs exceed the financial...
