There is a lot to consider when you start getting offers for your home in New York. You will need to decide what your expectations are so that you do not lose out on the best offer. This process becomes more complicated when you have multiple offers to entertain....
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What is a Medicaid Asset Protection Trust?
If you have a decent amount of assets and anticipate acquiring more in your future, it would be wise of you to make estate planning an ongoing priority. Advanced planning almost always yields the best results, as it allows you to take advantage of more powerful tools....
Title insurance: what it is and the pros of having it
For first-time homebuyers, title insurance may be a foreign concept. The title insurance that people sign for as part of closing costs has to do with protecting the lender. However, buyers can also purchase title insurance to protect themselves. Understanding what...
Protecting your interests when buying a house
When you buy a home in New York, you may find that it helps you build wealth over time. The process involved is sometimes long and complicated, though, and it often involves both you and the seller advocating for your own interests. Per NerdWallet, contingencies are...
What happens at a real estate closing
The process of buying a home can be lengthy and sometimes frustrating. The closing is the final step you have to take before you officially become a homeowner. The prospect of a real estate closing can be both exciting and scary. Issues can arise at the last minute to...
Pros and cons of life estate deeds
If you have assets, such as equity in your home, it could negatively affect your eligibility for Medicaid and mean higher probate costs after you die. You may think that transferring your home to your children can provide the necessary protection. However, this may...
How can you sell your home quickly?
When you put your home up for sale, you do not want it to linger on the market indefinitely. If your home does not sell quickly, it can become a burden that makes it difficult for you to move on with the next chapter of your life. There are many complex factors that...
Critical things to look for in your real estate contract
Buying a home in New York may provide you with a valuable opportunity to invest in your future. If leveraged the right way, your home-buying process may benefit you in more ways than one and allow you to boost your credit score, increase your assets and provide...
How can a contract protect a FSBO transaction?
The internet makes it easy to upload photos of a "for sale by owner" property to a real estate website and attract potential buyers. When you decide to sell your house without a realtor, however, a contract could protect you from liability and help ensure a smooth...
Pinpointing pest damage in a home
Once you have found what you believe to be your dream home in Schenectady, it may be difficult for anything to deter you from pulling the trigger on the transaction. Yet as many of our past clients here at Higgins, Roberts & Sprunowicz, P.C. can attest to, running...
